Saturday, May 12, 2007

ANALYSIS BY ONLINE-TRANSACTION-TIPS.BLOGSPOT.COM FOR CREDIT CARD TRANSACTION PRECAUTIONS

The summer travel period is high season for online theft due to more frequent holiday sessions and outings. nking and fraud experts offered the following tips to help consumers avoid unauthorized use of their credit card information:

1.If anyone attempts to talk to you while you are using an ATM, cancel your transaction and remove your card immediately.

2. To prevent skimming, the copying of the encoding on your card, keep an eye on the way an employee handles your credit card. A device used for skimming is often disguised as a cellphone.

3.When your credit card is handed back to you by a merchant, check the signature strip to make sure it is your original card, not another person's card or a copy.

4. Do not respond to any unsolicited e-mail requests for sensitive data like your date of birth, mother's maiden name or the three-digit security code on the back of a credit card.

5.Today in Your Money Credit card fraud keeps growing on the Net Investing

6. Banks and payment companies do not use e-mail messages to ask for personal information because it is not secure. If you receive one that asks for your bank account information, hit delete and do not respond.

7.When paying online, check that the Web page has an https (meaning secure) designation. If not, do not enter any personal information.

8.Keep the antivirus software on your computer up to date - "just as you would close and lock the windows and doors on your house.

courtesy reference.com

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