Friday, September 21, 2007

DONOT THROW ATM SLIPS IN DUSTBIN

1. It is our habit to throw unwanted ATM slips in a dustbin like dustbin kept at ATM.
One must desist from this habit as it puts your account at a grave risk.

2. Any unscruplous element may utilise the ATM slip to know your financial status and may use it to get illegal cash from you, or get you kidnapped for a ransom or last of all tip the income tax department to raid you for possession of income beyond known source.

3. So, caution is the key word, however use the technology to fullest and enjoy its maximum benefits.

SAY GOOD BYE TO HAIR LOSS WITH PROVILLUS

1. I have a keen eye for detail and thus am effectively able to foretell likely loopholes in a system which can result in a fraud case. Of late I observed that my daughter was trying to keep my wife away from her though she was the darling of hers initially.

2. I initially brushed aside my observation but was then forced to rethink the same when in very stern words she directed my wife not to come to park to see her off. My wife was in tears and ultimately I asked my daughter for her behavior to which she replied that her friends were teasing her that how the mother was so old and daughter so small as due to her continuous falling hairs she was looking much more older than her age.

3. I took my wife to a doctor who advised her to incorporate provillus and also advised me to incorporate procerin as a hair product in our daily life regime. I came and checked for the reviews of these products and found that users have rated these hair loss products as a very high ranking and was thus confident that my wife will be able to regain her lost glory.

4. We used the products regularly and invited her friends for a tea part and my daughter’s friends were amazed at her new look courtesy hair loss products regular usage and complimented her for her new look.

Sunday, September 16, 2007

CASH EMERGENCIES DO NOT SPARE EVEN STRICT FINANCE DISCIPLINARIANS

1. I am a strict financial disciplined person and thus maintain my expenses with diligence and further ensure never to overshoot my budget. However, it so happened that when I went to my home town with my wife and in order to appease her I ordered for an expensive diamond set and paid the advance.

2. The day the diamond set was to picked and I went to my ATM machine and to my horror the ATM card refused to function as it was locked due to non operation for a few months. Since this card belonged to a different originating branch and thus the card was no way ready to get activated despite my all efforts.

3. I was in a catch 22 situation as my card was not functioning and a large payment was due on me and despite mine exhausting all the resources am was falling short by approx $700. I had to proceed to my permanent location for my duty and it involved overnight journey and I was getting calls from the owner of the shop to pick up the diamond set.

4. I was apprehensive of asking money from my parents as I had come to visit them along with my wife and children. I was worried because of the short fall and searched on the internet for availability of cash advance at short notice and was glad that I bumped on this site offering pay day loans up to $1500 without any credit check. I was lucky that I met their all requirements like being in service for past 3 months and earning greater than $1000 per month and was also maintaining a valid checking account open for at least 3 months.

5. So I filled the application with requisite amount and received the confirmation in Email and was granted short term loan for 30 days which coincided with my pay check payment date. The amount was electronically transferred in my account and I felt like a President while picking the nicest piece of diamond set for my wife. In my heart I thanked the cash advance loans facility made available to me online at a short notice which helped me salvage my credit worthiness and of course made me walk with head held high as I need not beg any body for a small loan. I paid the loan in time with the charges but I was not regretting the same as the charges levied seemed meager in front of the service rendered by the site.

Friday, September 7, 2007

IS ONLINE AND ATM TRANSACTIONS A BANE OR BOON

1.I can authoritatively say that the online transactions and ATM transactions have changed the way person withdraw cash.Gone are the days of long lines of drawing cash from public sector banks and the cash vending machines have enabled a symbiotic relationship between the customer and banks.

2.Banks have been able to save on transaction costs and customer have got hassle free cash.

3.In a study conducted by ICICI bank has proved that only 14% of its customers undertook transaction from a branch.Thus India has leap frogged into a league where it is almost at par with developed nations.

Thursday, September 6, 2007

TIPS WHILE USING INTERNET CAFE AND UNDERTAKING ONLINE TRANSACTIONS

1.It is always advisable to avoid undertaking online transactions from internet cafes but if it becomes absolutely necessary then preferably use standarised company cyber cafe's like Reliance web world and Sify outlets in India as all transactions is lost once you log out of their site.

2.If using a local internet cafe then do remeber to remove password stored and clear the cache and do not click on yes erroneously if it says store password.

3.The best option is to undertake online transactions from your personal laptop and net connection.

BE AWARE CREDIT CARD HAS SENSITIVE INFORMATION PRINTED AND PASTED ON IT

1.Each Credit card has its number written on it which is generally written on it and is occasionally used to verify a customer.

2.It has a number also printed on its reverse which is around 6-7 digit long and is like your ATM pin and same number is used to verify the online transaction generally.

3.Remember that number which is printed on a paper and pasted on CREDIT CARD.

4.Destroy the number after remembering it or safely storing as CREDIT CARD with that paper printed number is like a blank signed cheque.

TIPS FOR USING ATM MACHINE and ATM CARDS

1.Always avoid the ATM machines which are in dark and dingy places as some prying eyes may loot one with cash.

2.Do not throw your ATM receipt slips and destroy it properly as it contains your confidential information.

3.Do not allow any body to use your ATM card.

4.Be wary of any suspicious object near ATM machine as it may be sophisticated device recording youe ATM card details.

5.Keep ATM card in secured lock and key.

WANNA PLAN A LONGER TRIP WITH IN SAME BUDGET?



1. I always have a desire to travel and roam freely around the globe but it is the pocket which restrains me from exploring the world as accommodation and eating out creates a dent in the pocket and thus I have to curb my inner desires.

2. However, now the scene is different as I have found a site offering cool discount upto $100 and of course cheapest and guaranteed lowest hotel reservation rates along with cheap online reservations for flights, vacation packages, cruises, car rentals etc.

3. I am deeply impressed with its road guide which enables one to also assess near by resorts which one would have had other wise never visited. Its onsite tourist guide planner regarding places information is much better than any other site exclusively providing travel related information.

4. This site has enabled me to save those penny expenses through its hotel discounts which other wise were causing me not to undertake the holiday as expenses were overshooting my budget. I am further deeply impressed with the site because of its open door policy where one can even get the refund without the fear of losing the deposited amount. The best part is that one can get booking to cancellation transactions undertaken online.

5. I have been able to plan a vacation from my bedroom with a guaranteed lowest cost for my resorts bookings and it assures me a hassle free travel from booking my most competitive airline tickets to providing best amenities with in my budget.

6.Due to the enhanced saving I have been able to plan a longer period journey and when I discussed these discounts with my neighbor, his wife was ecstatic and thus we pooled our booking and thus we were able to squeeze the site all the more by getting a group discount. Overall am satisfied with the services and prompt response provided by the site.