ANALYSIS BY ONLINE-TRANSACTION-TIPS.BLOGSPOT.COM FOR SECURE USAGE OF CREDIT CARD

1. Sign the signature panel on your Credit Card(s) as soon as you receive them.
   
2. Subscribe to Credit Statements through email.
3. Limit the use of physical statements.
4. View and verify all your credit card statements online and be on the lookout for unusual charges.
5. Never carry your PIN (Personal Identification Number) on your person. Memorize it and discard the PIN mailer immediately.
6. Be sure your credit card is returned to you after completing a purchase and make sure that the card that has been returned, is your own.
7. Always take your charge slips with you, and tear up any duplicates.
8. Check receipts against your online monthly billing statements to verify all of your transactions. Report any unauthorized transactions immediately.
9. Once you have reconciled your billing statements, tear up all receipts and discard them immediately.
10. Be careful while entering your credit card number and other details online.
11. If your credit card has a Photo Card option, use it.
12. Convert your Credit Card to a Photo Card.
13. If you receive printed statements, shred and discard them as soon as you've verified the information.
14. Never leave your purse or wallet unattended and always keep your cards out of sight of others.
15. Keep a list of all your card numbers and make sure they're in a secure place.
16. If you have multiple credit cards, always use different PIN numbers. Do not use a common PIN number for all your cards.
17. Never decline a pre-approved credit card, inform the bank if you are not going to use it and always cut across the magnetic strip of the card before discarding it.