Thursday, May 10, 2007

ANALYSIS BY ONLINE-TRANSACTION-TIPS.BLOGSPOT.COM FOR SECURE USAGE OF ATM AND DEBIT CARDS

Have your ATM card handy to use as you enter the ATM center.
Ensure that no one sees you enter your Personal Identification Number (PIN).

Do not leave your transaction record at the ATM, Shred it before discarding.

Always keep your card in a safe place, just like you would take care of cash and cheque books.

If you receive a replacement card, be sure to destroy your old card and discard it immediately.

After completing your transaction, secure your card and cash immediately, Always count your cash before exiting the ATM area and not outside it.

Sign the signature panel on your ATM/Debit Cards as soon as you receive them.

Never carry your PIN (Personal Identification Number) on your person. Memorize it.

Change your ATM PIN frequently, atleast once in a month or so. If your card is lost or stolen, contact us immediately. Shop with merchants you know and can trust. Never allow the shopkeeper to take your card to a different shop/room for swiping it.

Be sure your debit card is returned to you after completing a purchase and make sure that the card that has been returned, is your own.

After a purchase, always take your charge slips with you, and tear up any carbon copies.

Check your charge slips against your monthly account statements to verify your transactions.Report any unauthorized transactions immediately.

Once you have reconciled your account statements, tear up all receipts and discard them immediately.

Shred printed statements as soon as you have verified the information with your charge slips/transaction records.

Never leave your purse or wallet unattended and keep your cards out of sight of others

Never give your ATM card to others. Never allow a stranger to assist you while using an ATM.

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